by Christian Hudspeth, CFP®As sure as the changing leaves, Fall means it’s open enrollment season again in Corporate America!Yes, some of you may dread the thought of slogging through HR forms again. But we see open enrollment as a prime opportunity to maximize your employer benefits, minimize lifetime taxation and put your financial goals into...Continue Reading

by Christian Hudspeth, CFP® Want to help yourself or someone in your family pursue higher education? I can’t think of a better way to keep your legacy strong and your name remembered by those you love than by starting a college fund for them.  To do that, you’ll need a plan. Here’s why. In the...Continue Reading

Your child is now legally an adult! What comes next? Parents are often so in the habit of doing things on behalf of their minor children — making doctor’s appointments, managing investments in custodial accounts, paying bills – that they are likely to forget they are no longer authorized to manage their children’s affairs after...Continue Reading

By Christian Hudspeth, CFP® When the time comes to move, I don’t know anyone who doesn’t want to sell their home for top dollar and quickly. But is this something you must leave to the whims of the housing market? Or can we find ways to highlight our home’s value to sell it faster and...Continue Reading

by Christian Hudspeth, CFP® Thinking of selling your home? Spring and summer are historically the busiest (and most profitable) times of the year for people to sell homes thanks to nicer weather and more inventory for buyers to choose from. That said, we find many clients become apprehensive about selling their primary home because they...Continue Reading

By Christian Hudspeth, CFP® Saying “it could never happen to me” has never sounded more foolish when it comes to being financially frauded today in the US. Almost one in five US adults in 2023 reported that someone in their household has become a victim of financial fraud in the past year, according to a...Continue Reading

Medicare Advantage plans have been gaining in popularity as Medicare recipients find them to be an affordable alternative to supplemental Medigap plans. In fact, more than 51% of all Medicare beneficiaries are projected to be enrolled in Medicare Advantage plans by 2030 according to data from the Congressional Budget Office. If you’re thinking of getting...Continue Reading

Congratulations on making it to college and doing all the work to get there!  Now you are there, and college has opened your eyes to endless opportunities.  It has also filled you with endless questions.  What is this? What does that mean?  Do I need to do this now?  When will I need it in...Continue Reading

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a doctor’s supervision.Intermediate care: Also...Continue Reading

Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, life insurance is a crucial part of many estate plans. You can use it to leave much-needed income to your survivors, provide for your children’s education, pay off your...Continue Reading