Thinking of selling your home? Spring and summer are historically the busiest (and most profitable) times of the year for people to sell homes thanks to nicer weather and more inventory for buyers to choose from. That said, we find many clients become apprehensive about selling their primary home because they are not sure how...Continue Reading

By Christian Hudspeth, CFP® “Should I hire someone to do my taxes or could I do this myself?” This is a question I often received in my days as a professional tax preparer several years ago. Being in the fortunate position of having plenty of business, I had an honest response that depended on the...Continue Reading

By Christian Hudspeth, CFP® Saying “it could never happen to me” has never sounded more foolish when it comes to being financially frauded today in the US. Almost one in five US adults in 2023 reported that someone in their household has become a victim of financial fraud in the past year, according to a...Continue Reading

by Christian Hudspeth, CFP® The Secure Act 2.0 law continues to bring sweeping IRA and 401k changes to workers and retirees alike. And plenty of opportunities that could lead you to financial independence sooner. Since the law went into effect in 2023, Secure Act 2.0 has: Deferred taxes longer for IRA owners by raising the...Continue Reading

by Christian Hudspeth, CFP® As we approach the season of generosity, you may find it heartwarming to know that more than 50% of all US households (and 81% of affluent households) donate to qualified charities of all kinds each year according to CCS Fundraising’s Philanthropic Landscape Report. Almost all (97%) who donated said their decision...Continue Reading

Medicare Advantage plans have been gaining in popularity as Medicare recipients find them to be an affordable alternative to supplemental Medigap plans. In fact, more than 51% of all Medicare beneficiaries are projected to be enrolled in Medicare Advantage plans by 2030 according to data from the Congressional Budget Office. If you’re thinking of getting...Continue Reading

by Christian Hudspeth, CFP® Property tax cuts may be on the way for Texans this year. Using some of the state’s $30-billion budget surplus, Texas legislators recently passed what they call “the largest property tax cut in the history of Texas,” which aims to reduce the average Texas homeowner’s annual property tax bill by roughly...Continue Reading

by Christian Hudspeth, CFP® “Should I keep my life insurance policy?” This is a question our clients often ask, especially those who have been paying life insurance premiums on their policies for several years or decades. To explore this question, let’s review life insurance’s main purpose. Why and When It’s Important to Have Life Insurance...Continue Reading

You may only get one chance to get this right. Answer these four major questions confidently before making your pension decision.Continue Reading

Here are more than 30 commonly-missed expenses you could claim as itemized deductions before it's time to file.Continue Reading