Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, life insurance is a crucial part of many estate plans. You can use it to leave much-needed income to your survivors, provide for your children’s education, pay off your...Continue Reading

            What does homeowner’s insurance cover?  Or maybe just as importantly, what does it not cover?  Whether you are a homeowner wondering if you should file a claim on recent property damage or a new home buyer looking for a homeowner’s insurance policy for the first time, these questions will no doubt come up from time to time.  One...Continue Reading

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic principles that may help you invest more successfully. Long-term compounding can help your nest egg grow It’s the “rolling...Continue Reading

Self-employment is the opportunity to be your own boss, to come and go as you please, and oh yes, to establish a lifelong bond with your accountant. If you’re self-employed, you’ll need to pay your own FICA taxes and take charge of your own retirement plan, among other things. Here are some planning tips. Understand self-employment tax and how...Continue Reading

As a successful business owner, you don’t want to think about your operations being interrupted by a natural disaster or other unexpected event. Yet the possibility is a real one.  Natural catastrophes represent just a portion of the crises that your business could face. Although you may not be located in an area prone to...Continue Reading

Investing with your spouse can be a difficult transition as you get married.  Some people decide to keep their investments separate and others decide to combine finances when they get married.  There is no right or wrong answer, but there are some things to understand about your investments and income when you get married.  There are four types...Continue Reading

Part 2: Get Technical In part one, we discussed the benefit of having a conversation about finances with your significant other, setting goals, establishing time horizons, creating a budget and paying off debts.  Now I want to talk about the financial accounts and investments that can hopefully allow you to reach the goals you set. ...Continue Reading

Part 1: Starting the Conversation Going from dating to engaged is a time full of joy.  The same can be said when you finally get married.  Within one year I graduated college, started my career, and will be getting married.  For me, there was something so special about walking through those many changes in life...Continue Reading